“We’re worth $1.25M, so why is he afraid to get a $15 gym membership?”

Description

Ramit Sethi of I Will Teach You To Be Rich talks to Stacey, 37, and Jesse, 38. They’ve been together for 18 years, married for 11. They started with nothing, but now they make $238,000 a year. Their numbers are healthy, maybe even too good. So what’s the problem? Stacy’s designed their financial system with no room for Jesse to participate in it. — 🚨 GET RAMIT SETHI’S WEEKLY MONEY NEWSLETTER * I share news ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT SETHI * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit * LinkedIn: https://www.linkedin.com/in/ramitsethi/ ✅SUBSCRIBE SO YOU DON’T MISS ANY EPISODES youtube.com/user/ramitsethi/featured/ — Can’t-miss moments 00:00:00 — 1: Opening 00:03:19 — 2: Why did Jesse drag his feet for months on a $15 gym membership? 00:10:23 — 3: What changed when Stacey started making more than Jesse? 00:17:56 — 4: What did their upbringing teach them about money? 00:20:58 — 5: Stacey reveals her epic tracking spreadsheet 00:25:44 — 6: What are the consequences if nothing changes? 00:27:29 — 7: "She's dragging me along for the ride" 00:39:45 — 8: Stacey has a major realization 00:42:47 — 9: Ramit breaks down their numbers 00:49:06 — 10: Stacey: "I'm mad at myself" 00:52:07 — 11: Jesse gets honest with Stacey 00:59:31 — 12: Ramit calls Stacey out for obsessing over saving more 01:03:53 — 13: Their fixed costs are the lowest we've seen on this show! 01:06:47 — 14: "You're worried about retirement but not worried that one partner is totally disengaged with money" 01:09:14 — 15: Stacey and Jesse's follow-ups — If you and your partner have a money issue and you want my help, I oc