Question Time: Is it time to become a stoozer? I halved my car insurance by timing quotes! Rights if buying secondhand?

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In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if I haven’t filled up my ISA from last year, can I add the remainder now? What rights do I have when I buy goods secondhand if they’re faulty? My bank has done a strange thing; can you work out why? We hear from Fran, who’s become a huge money saving convert, saving thousands, and wants to know if it’s time to step up and become a stoozer (which is where you create a false 0% debt in order to save the cash at high interest). We’ve got a ‘sweet spot’ car insurance success, where Cath halved her costs by getting quotes at just the right time, and Martin tells you how you can too! Plus, has Martin’s wife ever brought home a piece of tech that he just had to go and buy for himself? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know how he likes his eggs cooked, what his dream car is, or you have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.