What If Your Rent History Could Replace Your Payslip at the Bank? | Nesti Africa

الوصف

Have you ever wondered why you're able to pay rent consistently every month, yet struggle to qualify for financing when it's time to buy a home? But what if that could change through your rentscore?For many freelancers, entrepreneurs, consultants, creators, and gig workers, the biggest challenge isn't income; it's the paper trail (payslip) and proving it.In this episode of Be That Woman, I sit down with Christabel Ojuok, Co-Founder of Nesti, to unpack one of the biggest financial frustrations facing Kenyans today: renting, homeownership and access to credit.We discuss:→ Why rent consumes up to 40% of your income but often counts for nothing financially→ The truth about renting vs buying a home→ Why banks prioritize payslips over real-life payment behaviour→ How a rent score could change access to financing→ The challenges behind rent-to-own housing models→ What freelancers and self-employed professionals need to know about homeownership without a payslip→ Buying off-plan: risks, realities, and red flags→ The future of housing and financial inclusion in KenyaIf you've ever felt stuck between paying rent and building wealth, this conversation will challenge how you think about your financial journey.🎙️ Watch until the end for practical insights on turning your biggest monthly expense into a stepping stone toward future ownership.Follow our guest onhttp://nesti.africa/IG - nestiafricaLinked In @christabelojuok#bethatwomanpodcast #homeownership #Nesti #rentingvsbuying #PersonalFinance #FinancialLiteracy #RealEstateKenya #WomenAndMoney #KenyaBusiness #Freelancers #PropertyInvestment #MoneyTalks #HomeLoans #RentToOwn #JoyMido